Ballston Spa Bancorp, Inc.

About Ballston Spa Bancorp, Inc.

Ballston Spa National Bank (BSNB) is a local banking institution focused on creating lasting impacts through relationships with customers, employees, communities, and shareholders. Their mission is to make a difference by providing personalized financial solutions.

Products & Services

Checking Accounts:Personal and business checking accounts to manage daily spending.

Savings & Money Market Accounts:Options for saving and earning interest for personal and business needs.

CDs & IRAs:Certificates of Deposit and Individual Retirement Accounts for long-term savings.

Consumer & Commercial Loans:Loans for personal needs (auto, boat, RV) and business financing.

Mortgage & Home Equity Loans:Financing for home purchases, construction, improvements, and equity lines.

Wealth Management & Investments:Services including personal investment, insurance, trust, estate administration, and retirement planning.

Online & Mobile Banking:Digital platforms for managing accounts, payments, and banking on the go.

Treasury Management & Payment Processing:Business services for cash flow management and merchant payment solutions.

Financial Wellness Center:Educational platform offering financial advice and resources for all ages.

Specialties

Local Banking Relationship Banking Wealth Management Small Business Solutions Home Equity Financing

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Subordinated Debt T: - FT: Subordinated Debt	A: 26000000 MR: - FA: 26 million FAN: 26000000	D: 2026-03-25 FD: 2026-03-25	-

Subordinated Debt Latest

2026-03-25

$26.0M

Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

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Team & Leadership

C

Christopher R. Dowd

President and Chief Executive Officer

R

Richard P. Sleasman

Board Chair, President, CBRE Upstate NY

D

Dawn Abbuhl

Board Vice Chair, President, Repeat Business Systems

P

Paul N. DiCaprio

Sales Consultant

M

Michael S. Dunn

Chief Technology Officer

B

Beth A. Grasso

Certified Public Accountant

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