EarnIn

About EarnIn

EarnIn is a financial technology company focused on providing same-day pay solutions to help individuals access their earned money without waiting for traditional payday. Their mission is to enable financial freedom by allowing users to access their earnings when they need them, with no mandatory fees or interest.

Products & Services

Cash Out:Access your money in 1-3 business days at no cost or within minutes starting at $3.99, with no mandatory fees, credit check, or interest.

Live Pay:Coming soon feature to access pay in real time with the EarnIn Card, up to $1,500 per pay period.

Early Pay:Get your paycheck up to 2 days early for a $2.99 fee per expedited transfer.

Balance Shield:Helps protect against overdrafts with custom alerts and automatic $100 transfers.

Credit Monitoring:Track your VantageScore 3.0 by Experian for free within the app.

Tip Yourself:Save with every paycheck using a no-cost, FDIC-insured account.

Financial Calculators:Tools to help plan your financial future.

Exclusive Offers:Deals to save or earn more, including refinancing auto loans and earning cash rewards.

EarnIn for Business:Products and offerings tailored for employers.

Specialties

Earned Wage Access Same-Day Pay Solutions Credit Monitoring Overdraft Protection

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Debt T: - FT: Debt	A: 75000000 MR: - FA: $75 million FAN: 75000000	D: 2025-09-02 FD: 2025-09-02	1 investors

Debt Latest

2025-09-02

$75.0M

1 investor (Pro only)

Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

View 3 more growth metrics with Pro

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Mock Up

Team & Leadership

N

Nina

Recent News

EarnIn Announces New Product Launch

2 days ago

Company unveils innovative solution to transform the industry, expanding market reach and capabilities...

Leadership Team Expands with Industry Veteran

1 week ago

New executive brings 20+ years of experience to accelerate growth and strategic initiatives...

Company Recognized as Industry Leader

2 weeks ago

Receives prestigious award for innovation and customer satisfaction in competitive market...

Key Competitors

C1

Competitor Alpha

Series B · $50M raised

C2

Competitor Beta

Series C · $120M raised

C3

Competitor Gamma

Series A · $25M raised

C4

Competitor Delta

Seed · $10M raised