Encore Capital Group Inc.

About Encore Capital Group Inc.

Encore Capital Group is a global specialty finance company operating across North America, Europe, Asia, and Latin America. Through its subsidiaries, Encore purchases or services portfolios of receivables from major banks, credit unions, and utility providers. The company focuses on customer service and regulatory compliance, aiming to create pathways to consumer financial recovery and economic freedom.

Products & Services

Receivables Portfolio Management:Purchasing and servicing portfolios of receivables from banks, credit unions, and utility providers.

Specialties

Receivables Management Customer Service Regulatory Compliance Data and Analytics

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Debt T: - FT: Debt	A: 400000000 MR: - FA: $400.0 million FAN: 400000000	D: 2025-09-24 FD: 2025-09-24	-
2	RT: Debt T: - FT: Debt	A: 500000000 MR: - FA: $500.0 million FAN: 500000000	D: 2025-09-24 FD: 2025-09-24	-
3	RT: Debt T: - FT: Debt	A: 500000000 MR: - FA: $500.0 million FAN: 500000000	D: 2024-05-13 FD: 2024-05-13	-
4	RT: Debt T: - FT: Debt	A: 500000000 MR: - FA: $500.0 million FAN: 500000000	D: 2024-03-14 FD: 2024-03-14	-
5	RT: Senior Secured Notes T: - FT: Senior Secured Notes	A: 400000000 MR: - FA: $400.0 million FAN: 400000000	D: 2024-03-12 FD: 2024-03-12	-
6	RT: Debt T: - FT: Debt	A: 100000000 MR: - FA: €100.0 million FAN: 100000000	D: 2023-10-16 FD: 2023-10-16	-
7	RT: Debt T: - FT: Debt	A: 100000000 MR: - FA: €100.0 million FAN: 100000000	D: 2023-10-09 FD: 2023-10-09	-
8	RT: Debt T: - FT: Debt	A: 105000000 MR: - FA: €100.0 million FAN: 105000000	D: 2023-10-09 FD: 2023-10-09	-
9	RT: Debt T: - FT: Debt	A: 1180000000 MR: - FA: $1.18 billion FAN: 1180000000	D: 2023-05-15 FD: 2023-05-15	-
10	RT: Convertible Senior Notes T: - FT: Convertible Senior Notes	A: 175000000 MR: - FA: $175.0 million FAN: 175000000	D: 2023-02-28 FD: 2023-02-28	-
11	RT: Debt T: - FT: Debt	A: 200000000 MR: - FA: 200.0 million FAN: 200000000	D: 2023-02-28 FD: 2023-02-28	-

Debt Latest

2025-09-24

$400.0M

Debt 2025-09-24

$500.0M

Debt 2024-05-13

$500.0M

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Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

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Team & Leadership

A

Ashish Masih

President and Chief Executive Officer

A

Andrew Asch

Senior Vice President, General Counsel & Government Affairs

R

Ryan Bell

President, Midland Credit Management

S

Steve Carmichael

Senior Vice President, Chief Risk, Strategy and Compliance Officer

M

Monique Dumais

Senior Vice President, Chief Information Officer

T

Tomas Hernanz

Executive Vice President, Chief Financial Officer

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