Exponent Financial

About Exponent Financial

Exponent Financial is a financial services company focused on providing tailored financial solutions, particularly for franchises, independent restaurant groups, and multi-location businesses. Their mission is to offer fast approvals, flexible terms, and competitive rates for financing needs.

Products & Services

Expense Management:A service to manage expenses, including integration with POS, Payroll, and ERP systems for real-time financial insights.

Lending:Offers fast and flexible loans for franchises and businesses, with uncapped loan amounts and quick funding timelines (under 3 weeks).

AI Bookkeeping:An upcoming service for automated bookkeeping, with a waitlist available for interested users.

Charge Cards:Corporate cards with 1.75% cash back on all categories, no FX fees, no annual fees, and no per-seat fees, subject to approval.

Franchise Financing:Specialized financing solutions for franchises, including build-out loans, acquisition loans, equipment loans, and refinancing.

Lending:Offers franchise loans for acquisition, build-out, or refinancing with faster timelines than SBA and more flexibility than traditional banks, featuring terms under 3 weeks and uncapped loan amounts.

Expense Management:Provides corporate charge cards with 1.75% cash back on all spend, no fees, and full visibility into team spending with built-in controls, integrated with POS, payroll, and ERP for real-time P&L.

AI Bookkeeping:Combines AI and CPA oversight to deliver faster, less expensive, and timely financial reports, eliminating the wait for month-end statements, with a waitlist for access.

Specialties

Franchise Financing Expense Management Corporate Card Programs AI Bookkeeping Loans for Multi-Location Businesses Corporate Charge Cards AI-Driven Bookkeeping

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: senior secured revolving credit facility T: - FT: senior secured revolving credit facility	A: 20000000 MR: - FA: $20 million FAN: 20000000	D: 2026-02-03 FD: 2026-02-03	1 investors

senior secured revolving credit facility Latest

2026-02-03

$20.0M

1 investor (Pro only)

Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

View 3 more growth metrics with Pro

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Mock Up

Team & Leadership

A

Andrew Howard

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