OceanFirst Financial Corp.

About OceanFirst Financial Corp.

OceanFirst Bank is a financial institution focused on providing comprehensive, personalized banking solutions for individuals, families, and businesses. With over 120 years of service, the bank emphasizes customer-centric services, deep local roots, and positive community impact, aiming to support financial wellness and prosperity across its communities.

Products & Services

Personal Banking:Offers flexible checking, savings, and CD options, personal credit solutions, digital banking tools (e.g., Tap to Pay, Bill Pay, Zelle), and lending services for home and personal projects.

Small Business Banking:Provides tailored checking, Money Market, savings accounts, flexible loans for growth, and mobile/digital banking tools for simplified financial management.

Commercial Banking & Treasury Management:Includes commercial credit cards, savings, checking, Money Market accounts, merchant services, receivables/payables strategies, lending options (e.g., equipment loans), and fraud prevention tools.

Trusts & Estate Services:Offers personalized trust and estate planning, trust administration, fiduciary services, charitable planning, and asset insights for long-term financial security.

Certificates of Deposit (CDs):Features limited-time offers on 4-month, 6-month, 11-month, and 5-month CDs with competitive APYs (e.g., 4.01% for 4-month), requiring new money and specific deposit ranges.

FirstWave Money Market:A flexible account with tiered promotional rates (up to 3.00% APY for balances over $500,000), requiring new money and a minimum deposit of $10,000 for promotional rates.

Specialties

Personal Banking Solutions Commercial Banking Small Business Banking Treasury Management Trust and Estate Services Digital Banking Tools Community Impact Initiatives

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Debt T: - FT: Debt	A: 185000000 MR: - FA: 185.0 million FAN: 185000000	D: 2025-10-27 FD: 2025-10-27	-
2	RT: Grant T: - FT: Grant	A: 50000 MR: - FA: $50,000 FAN: 50000	D: 2024-10-07 FD: 2024-10-07	1 investors

Debt Latest

2025-10-27

$185.0M

Grant 2024-10-07

$50K

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Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

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Team & Leadership

C

Christopher Maher

Chairman & CEO

G

George Destafney

Executive Vice President

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