XTM Inc.

About XTM Inc.

QRails is a payment processing company focused on enabling innovative payment solutions through an API-driven, mobile-first strategy. They power prepaid card programs and earned wage access solutions globally, helping businesses deploy flexible payment options.

Products & Services

Funds Disbursement:QRails APIs offer flexibility to disburse funds and provide various payment options.

Paycards:A fully featured paycard solution for employers and employees.

Program Management:A full suite of operational support services to ensure program effectiveness.

Payment Processing:As a cloud-based, open API issuer processor, QRails handles comprehensive payment processing needs.

Earned Wage Access (EWA):Processing and financial wellness solutions for EWA fintechs, partners, employers, and employees.

Specialties

API-driven payment solutions Prepaid card programs Earned Wage Access (EWA) Mobile-first payment strategies Virtual cards Mobile wallets Just-in-time funding

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Convertible Debentures T: - FT: Convertible Debentures	A: 7000000 MR: - FA: up to C$7,000,000 FAN: 7000000	D: 2024-10-24 FD: 2024-10-24	-

Convertible Debentures Latest

2024-10-24

$7.0M

Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

View 3 more growth metrics with Pro

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Mock Up

Team & Leadership

No team data available

Team information is not yet available for this company

Recent News

XTM Inc. Announces New Product Launch

2 days ago

Company unveils innovative solution to transform the industry, expanding market reach and capabilities...

Leadership Team Expands with Industry Veteran

1 week ago

New executive brings 20+ years of experience to accelerate growth and strategic initiatives...

Company Recognized as Industry Leader

2 weeks ago

Receives prestigious award for innovation and customer satisfaction in competitive market...

Key Competitors

C1

Competitor Alpha

Series B · $50M raised

C2

Competitor Beta

Series C · $120M raised

C3

Competitor Gamma

Series A · $25M raised

C4

Competitor Delta

Seed · $10M raised