Unlock Technologies

About Unlock Technologies

Unlock helps American homeowners access their home equity without the need for loans, refinancing, or taking on new debt. Their mission is to support families in solving financial challenges and achieving successful financial lives through unique home equity agreements (HEA).

Products & Services

Home Equity Agreement (HEA):Allows homeowners to access between $30,000 and $500,000 of home equity with no monthly payments, no interest charges, and no need to refinance. Features include funding in 30-60 days, no impact on credit score during application, and minimal restrictions on fund use. Requires a minimum credit score of 500 and no income or DTI requirements.

Specialties

Home Equity Solutions Debt Reduction Home Remodeling Financing Small Business Funding

Funding History

Debug: View Raw Funding Data

#	Type	Amount Fields	Date Fields	Investors
1	RT: Securitization T: - FT: Securitization	A: 403900000 MR: - FA: $403.9 million FAN: 403900000	D: 2025-12-23 FD: 2025-12-23	1 investors
2	RT: Capital Commitment T: - FT: Capital Commitment	A: 250000000 MR: - FA: $250 million FAN: 250000000	D: 2025-07-23 FD: 2025-07-23	1 investors
3	RT: Debt T: - FT: Debt	A: 300000000 MR: - FA: $300 million FAN: 300000000	D: 2023-02-23 FD: 2023-02-23	1 investors

Securitization Latest

2025-12-23

$403.9M

1 investor (Pro only)

Capital Commitment 2025-07-23

$250.0M

Debt 2023-02-23

$300.0M

View 2 more funding rounds with Pro

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Growth Metrics

+45%

Employee Growth

YoY

3.2x

Funding Growth

Last Round

12

Markets

Operating

10K+

Customers

Active

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Team & Leadership

J

Jim Riccitelli

CEO & Co-Founder

LinkedIn (Pro only)

P

Paul Tucker

Chief Operating Officer

LinkedIn (Pro only)

K

Kevin Nerney

Chief Financial Officer & Chief Business Officer

LinkedIn (Pro only)

M

Michael Micheletti

Chief Marketing Officer

P

Peter Silberstein

Chief Capital Officer

H

Heather Bailey

Chief People Officer

View 4 more team members with Pro

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